Our Blog

Expert insights on mortgages, protection, and property finance from the FG & Cook team.

30 July 202610 min read

Can I Get a Mortgage on a Flat With a Short Lease?

A short lease can restrict mortgage options and reduce a flat's value. Learn how lenders assess the remaining term and when an extension may be needed.

27 July 202610 min read

Can I Get a Mortgage on a Property With Historic Subsidence?

Historic subsidence does not always prevent a mortgage. Learn what lenders, valuers and insurers may require before accepting the property.

24 July 202610 min read

Can I Get a Mortgage if Japanese Knotweed Is Found at the Property?

Japanese knotweed does not always prevent a mortgage. Learn how lenders assess its location, impact, treatment plan, guarantee and effect on value.

20 July 20266 min read

Can I get a mortgage with a CCJ?

A CCJ doesn't have to mean the end of your mortgage plans. This blog explains what a CCJ is, how it can affect your application and what your options are.

15 July 20267 min read

What happens to my mortgage if I move home?

Moving home doesn't always mean starting from scratch with your mortgage. This blog explains your options (porting versus a new deal) and what each one really costs.

6 July 20268 min read

How do I choose the right buy-to-let mortgage?

Whether you're buying your first rental property or expanding an existing portfolio, this guide explains how buy-to-let mortgages work, what lenders look for and how to find the right deal.

30 June 20269 min read

Can life insurance protect against Inheritance Tax?

This blog explains how life insurance works, how it can protect your estate from IHT, and where it falls short.

22 June 202610 min read

Are homemover mortgages different from remortgaging?

What happens to your existing mortgage when you want to move home? This guide explains the options.

14 June 20268 min read

Stamp Duty explained for first-time buyers

This blog explains everything first-time buyers need to know about Stamp Duty, what it is, what you'll pay, and how to make sure you're financially ready when the time comes.